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Umpqua Insurance Agency is dedicated to meeting the property insurance needs of the construction industry. From custom homebuilders to commercial contractors, we have a course of construction insurance solution that can provide the unique coverage builders need.
The Builders Risk Policy is designed to provide coverage for direct loss or damage from covered causes of loss to buildings and structures under construction. The form applies to new construction as well as to renovations, remodeling, and improvements to existing buildings. This is one of two coverage approaches for construction and renovation risks. The other is provided by a variety of Inland Marine coverage forms. While these forms are basically similar to one another, each takes a different approach to providing the coverage.
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